Insurance & Mutual
Insurance broker software for underwriting and claims: policyholders follow their file, brokers work in the same tool.
See a demo →The operational challenges of broking and insurance
Insurance and mutual structures face time-consuming manual processes that slow down client relationships and complicate business management.
Insurance brokers juggle daily between quotations, endorsements and claims declarations via email. This multiplication of channels creates breaks in client follow-up and generates delays in responses. Teams spend considerable time searching for case histories or chasing partner insurers.
Niche mutuals encounter similar issues with disparate management tools. The lack of centralisation prevents a global view of contracts and complicates risk analysis. Underwriting processes stretch over several weeks due to lack of fluidity in exchanges.
This fragmentation directly impacts service quality and limits the capacity of structures to develop their client portfolio in a competitive market.
The premium notice comes from one system, the endorsement from another, and the applicable deductible is checked in the paper policy. A cancellation means rebuilding the history from scratch, and tied agents and brokers work from two different views of the same client.
Our approach to digital transition
Streamline exchanges
We centralise information flows between brokers, insurers and clients. Underwriting processes gain transparency with real-time tracking of applications. Automatic reminders reduce processing times and improve commercial responsiveness.
Simplify management
We consolidate portfolio data in operational dashboards. Teams gain instant access to key metrics: claims ratios, upcoming renewals, commission per partner. This overview facilitates decision-making and optimises priority management.
« Manual processes waste too much of our time on repetitive tasks when we should be focusing on client advice. »
Solutions for real problems
Digital underwriting portal
In most structures we support, quotation requests are handled via email with multiple back-and-forth exchanges. This approach causes information to be lost and creates long waiting times. We develop web portals that centralise the collection of client information and automate its transmission to partner insurers. Prospects follow the progress of their request in real time, while your teams have a consolidated view of every case in hand.
- Smart forms by risk type
- Real-time tracking of requests
- Partner insurer interface
- Centralised client history
Centralised claims management
Claims are frequently reported through different channels with no coordination between teams. Clients call to find out how their case is progressing and get no precise answer. We build management interfaces that bring every report together and automate exchanges with loss adjusters and insurers. Each claim has a detailed record, open to advisers and policyholders alike.
- Simplified online reporting
- Automated claims handling workflow
- Personalised client communication
- Reporting by claim type
Operational dashboards
What we see regularly is teams spending hours consolidating activity figures by hand. The data is scattered across several business applications, and producing the monthly report ties up substantial resources. We design dashboards that aggregate your key indicators automatically: commissions, renewals, claims ratios. They refresh in real time, and teams reach the metrics through a simple web interface.
- Automatic multi-source consolidation
- Renewal and deadline alerts
- Claims ratio analysis
- Export to management reporting tools
Dedicated client portal
The picture is often the same in mutual insurers: policyholders call regularly with simple questions about their policies or their reimbursements. These enquiries tie advisers up on low-value tasks. We develop web portals where policyholders consult their policies, download their certificates and follow their reimbursement claims. That self-service frees up time for your teams while improving client satisfaction.
- Policy and cover consultation
- Official document downloads
- Real-time reimbursement tracking
- Secure messaging with advisers
Policy validation engines
We isolate complex pricing rules in dedicated environments, giving you immediate flexibility when your commercial offers change.
Our knowledge of regulatory constraints and business-specific requirements allows us to propose adapted solutions. We intervene in the automation of administrative processes whilst preserving the advisory dimension essential to your business.
The projects we undertake systematically integrate the compliance and traceability requirements specific to the sector. Our teams understand the challenges of client relationships in insurance and design tools that strengthen the added value of your advisers.
Complete automation at a specialist broker
A specialist construction insurance broker contacted us to streamline their underwriting processes. The team was losing considerable time chasing partner insurers and consolidating responses for their corporate clients. We developed a platform that centralises quotation requests and automates their distribution to the partner companies. Responses are automatically consolidated and presented as a client comparison. In use, the sales team handled more cases at the same headcount, and the reply to the client went out without waiting for the offers to be consolidated by hand.
Accelerate your digital trajectory in the Insurance & Mutual sector
Our sector experts work with you to define the roadmap for your challenges.
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